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| Exam Prep | Pre-License
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Pre-License
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- CLOSING AND SETTLEMENT COSTS
This Closing and Settlements Costs course covers the buyers and sellers concerns at closing, the required documents to close a transaction and the rules and regulations of the closing process. In addition, the student will learn ways to help clients through this sometimes complicated process. Finally, the student will learn how to calculate closing expenses and fill out the settlement statement.
- CODE OF ETHICS
This Code of Ethics course covers the standards of conduct and ethical judgment by addressing the different concepts that contribute to ethical business practices. This course will introduce the student to ethics and morals by defining both terms in order to distinguish differences between the two. The student will also learn the four approaches to ethical decisionmaking after learning the Articles and Standard Practices of the Code of Ethics, the student will be able to use the model identify any violations of the Code.
- CONTRACTS, PURCHASE AND SALES AGREEMENT
In this Contracts, Purchase and Sale Agreements section, the student will learn about the types of general contracts as well as the different kinds of real estate contracts. The section begins by providing the student with an overview of the various types of contracts: bilateral, unilateral, implied, express, executed, executory, valid, void, voidable and unenforceable. Once the student is introduced to the different types of contracts, he or she learns what makes a contract legally enforceable. The section will teach the five components that make a contract valid: mutual assent, legally competent parties, consideration, lawful objective and adherence to the statute of frauds.
- ENVIRONMENTAL HAZARDS
Environmental hazards can dramatically affect a property’s value, so buyers, sellers, lenders, and licensees can all be affected by such hazards. During this Environmental Hazards course, you will learn about internal and external environmental issues, health hazards, environmental legislation, liability, responsibility for cleanup and environmental. Upon completion of this course, students will acquire a competency with environmental issues which will help them to make such issues clear to buyers, sellers, and lenders.
- FAIR HOUSING
This Fair Housing section covers broad issues on fair housing laws. Specifically, the student will learn: what fair housing laws exist, what classes of individuals are covered under these laws, how discrimination is defined in real estate, how can one avoid discriminating practices, and what the consequences are for noncompliance with fair housing laws.
- LAW OF AGENCY
This Law of Agency section covers the basics of agency law, including the parties involved in an agency relationship, the methods of creating and terminating agency relationships and the requirements of a licensee regarding disclosure of the agency relationship. You will also learn the general and specific duties required in each type of agency relationship.
- LIENS, TAXES AND FORECLOSURES
This course discusses various types of liens and taxes, and addresses methods and matters of foreclosure. You will gain an in-depth understanding of these three topics and the issues related to them. Such knowledge will prepare licensees to better advise buyers and sellers.
- LISTING AGREEMENTS
One of the main ways that real estate licensees profit from real estate transactions is through listing agreements. Given the central role that these agreements play in the day-to-day practice of real estate, understanding the different types of listing agreements and the basic legal facts surrounding them is of specific importance to all licensees.
- REAL ESTATE APPRAISAL
The objective of this Real Estate Appraisal course is to familiarize the student with the principles and theories of value and the regulations of real estate appraisal that guide estimation.
- REAL ESTATE CONTRACTS
This Real Estate Contracts course will introduce the student to the different types of contracts and to the elements that create a legally valid contract. This course will teach real estate licensees to assist their clients throughout the entire buying and selling transaction. In this course, we will discuss the various categories of contracts, including bilateral, unilateral, implied, expressed, executory and executed.
- REAL ESTATE FINANCE
Real Estate Finance is a simple, step-by-step guide to understanding the real estate finance process, from credit scoring, to filling out a loan application, to closing the loan. Authors provide helpful forms and useful information, such as how to apply for a loan and what other states’ loan programs are like.
- REAL ESTATE MATH
The section reviews fractions, decimals, and percentages, and other mathematical language used to express many aspects of real estate practice. While not a real estate finance course, this course will review concepts of interest, amortization and loan rate and discount.
- PRACTICE AND PRINCIPLES
In Real Estate Practice, we’ll cover laws and forms from new to old. We’ll also break down some key forms such as the Purchase Contract and the new Listing Agreement lineby-line. The Real Estate Priciples textbook covers all matters related to the ownership and transfer of real property, from deposit receipt to completed escrow, and beyond. The author has made the latest changes specifically to address new information that students are required to know.
- REAL PROPERTY OWNERSHIP AND LAND USE
The objective of this Real Property Ownership and Land Use section is to teach the meaning of real property ownership and the difference between real estate and personal property on the student. This section will describe how different commodities-land, real estate, and real property-transfer and are related and to one another. In addition, the student will learn about land use theory and come to understand how our federal, state, municipal and private authorities govern and plan our communities. This section covers legal descriptions as well as informal descriptions, the development of these concepts and the role they play in the real estate industry.
- TITLES AND RECORDS
This Titles and Records section will explain the process of recording, give examples of public records and describe the different deeds of conveyances. This section will help grantors and grantees avoid any future complications concerning the ownership rights to a property or resolve any disputes that arise.